Leaders of El Salvador’s Mara street gangs said they are ready to start negotiations with the government toward a permanent peace pact

Leaders of El Salvador’s Mara street gangs said they are ready to start negotiations with the government toward a permanent peace pact following the success of a three-month-old temporary truce that has lowered the Central American country’s murder rate dramatically. The gang leaders said during a ceremony at the Izalco prison to celebrate the first 100 days of the truce that they want the government to offer job programs or some other sort of aid to gang members in exchange. “We want to reach a definitive ceasefire, to end all the criminal acts of the gangs,” said Mara 18 leader Oscar Armando Reyes. “But we have to reach agreements, because we have to survive. There was talk of job plans, but we haven’t gotten any answers, and it is time for the government to listen to us.” Mr. Reyes said the gangs weren’t thinking of ending the temporary truce. “We are issuing a call for us all to sit down and have a dialogue, to reach a definitive accord,” he said. There was no immediate response from the government. Former leftist guerrilla commander Raul Mijango and Roman Catholic Bishop Fabio Colindres mediated a truce between the Mara Salvatrucha and the Mara 18 gangs in March that has helped lower homicide rates. Mr. Mijango said the country’s homicide rate has dropped from about 14 murders a day in March to about five a day in early June. “This effort has saved the lives of more than 850 innocent Salvadorans,” Mr. Mijango said. An estimated 50,000 Salvadorans belong to street gangs that deal drugs, extort businesses and kill rivals. Gang leaders say they want to stop the violence that has given El Salvador one of the highest murder rates in the world, behind neighbouring Honduras. In April, authorities rejected a proposal that El Salvador’s gangs receive the subsidies the government currently spends on public transportation in exchange for gang members stopping extortion of bus drivers.

Indicted gang member arrested

last of 27 alleged gang members indicted in April was arrested Tuesday afternoon by the U.S. Marshals Service. Darius Smith was taken into custody around 3 p.m. after authorities found him on James Street, officials of the service said. The indictment, handed up April 3, alleges that Smith, 29, conspired to sell more than 280 grams of cocaine and heroin. He was to appear Wednesday in U.S. District Court. Smith was allegedly a member of the Uptown, or Gunners, gang. In an April news conference, U.S. Attorney Richard Hartunian said the gang used guns to terrorize the neighborhood and its members marked buildings in the Central State Street neighborhood with graffiti to mark their territory. The investigation led to the arrests of 27 alleged gang members listed on the indictment; 23 were arrested

Malvern Crew gang member ordered deported

An accused member of the notorious Malvern Crew street gang has lost a last-ditch bid to stay in Canada and is being deported to his native Jamaica for criminality. Raoul Andre Burton, 28, of Toronto, was one of 65 suspected members of the east-end gang rounded up in May 2004 by Toronto Police in Project Impact. Members of the gang were involved in a rivalry with the Galloway Boyz over turf in 2003 and 2004 that left four people dead. Burton was charged with nine offences and sentenced to eight-months in jail along with a 165-day stint of pre-sentence custody. He pled guilty to participating in a criminal organization, known as the Malvern Crew, and two counts of drug possession and trafficking that made him inadmissable to Canada Officers of the Canada Border Services Agency have been trying for years to deport Burton, who arrived here from Jamaica at age 10 and never obtained citizenship. Lawyers for Burton sought to appeal the deportation order to the Federal Court of Canada, but Judge David Near dismissed the application which means Burton will be sent packing. “Mr. Burton was right in the thick of things, an active member of the Malvern Crew, actively participating in the activities of the organization,” Near said in his June 11 decision. “He may have occupied a rather influential or responsible place in the organization.” Near said Burton’s involvement with the Malvern Crew was “significant.” “He was obviously fully integrated and well-invested into the organization,” Near wrote. “He was also prepared to engage in criminal activities on a significant scale for the benefit of the organization.” Police gang experts said Burton was a loyal Malvern foot-soldier who was a “good money-earner” for the gang. Officers said the gang was involved in the trafficking, importation and distribution of drugs as well as other crimes, including murder.

American street artist Frank Shepard Fairey works on his latest piece, Envision, above a shop in Turnpike Lane

.Photograph: Teri Pengilley

The natural territory of the street artist Shepard Fairey would seem to be as all-American as it gets. Emerging from the country's skateboarding scene he achieved global prominence with his much copied, much parodied Hope poster displaying a stylised Barack Obama in shades of blue and red.

He spent much of Friday assembling his latest street mural in a seemingly less likely locale – a suburban street in Turnpike Lane, one of north London's more economically mixed neighbourhoods.

Hoisted aloft by a rented cherry picker, the 42-year-old artist used stencils and paint to create Envision, an image of a giant, stylised eyeball design, set in the frame of a disused Victorian placard site on the wall of a local shop.

The unlikely public commission, carried out with any charge by the artist, was the almost accidental result of a wider community regeneration programme carried out by the local council, Haringey, and the green travel charity Sustrans.

In getting together to decide options for more pedestrian-friendly street layouts, locals pondered what to do with the crumbling and slightly tatty shop wall, and decided the existing frame left by the long-disappeared Victorian placard would be best filled by a mural.

James Straffon, a local who helped organise the project, went to a London art gallery specialising in graffiti artists to seek help.

He said: "The woman from the gallery asked: 'Ideally, who would you like?' I said: 'I know it would never happen, but Shepard Fairy.' She said: 'Shall I get in touch with him, then?' I stuck my neck out and said yes and sent them a diagram with the sizes, thinking nothing would happen. Literally a week later they said, he's interested and he's coming over."

Straffon says he remains unsure why such a celebrated artist would be interested in a relatively out-of-the-way location. He said: "I think what sold it was that it's an old Victorian billboard. I think they like the fact it's the old London thing."

Before Fairey arrived, Straffon and some neighbours spent a day preparing the wall, painting it in a specified shade of red for a background to the stencilled design.

The US artist and his team spent several hours in decidedly mixed weather putting the design in place. Straffon said: "He's come from west coast America to dreary, sodden London. He must be thinking: 'Great, I've got to do this.' It's quite windy, too."

Another oddity is that this is Turnpike Lane's second work by a globally-known street artist in a matter of months. Last month, a mural believed to be by Banksy, a rough UK equivalent to Fairey, appeared on the wall of the area's local Poundland shop, showing a child sweatshop worker sewing jubilee bunting.

Jimmy Carr was heckled repeatedly in Stockport as he made his first appearance since his tax affairs became public.

Photograph: Anthony Upton/Rex Features

Thank you for coming out. I've had a busy week," said Jimmy Carr, master of understatement. Four days ago he was exposed for investing in a scheme that enabled him to pay roughly 1% income tax.

His initial response was fiercely unapologetic – until David Cameron named and shamed him. By Thursday Carr was dressed in a sober black, and tweeting for forgiveness. "I made a terrible error of judgment," he said. Of course he did: he got caught out.

This was Jimmy Carr's first gig post-humiliation, and everybody had an opinion. Even the woman selling me my ticket for Friday's gig in Stockport had her ha'penny worth. "Boy, he's going to get heckled," she said gleefully. What would she shout out if she was here? "Taxi for Mr Carr!" Not a fan.

But he does have plenty. How else could he stash away £3m in a year in a tax-avoidance scheme, treat himself to an £8.5m mansion, and drive a Bentley? Matthew Thornburn, a fan, didn't have any time for the moralists. "I think people have jumped on the bandwagon. What he did was legal, and it's been escalated by social media and the government. Why's he been singled out? Why not Gary Barlow?" Then he answered the question himself. "Because he's Sir Gary Barlow Soon To Be, and he wrote a song for the Queen."

The Stockport Plaza was sold out for two shows on Friday – this week's headlines helped get rid of the last few tickets.

"We'll just treat it as a normal night then," Carr said by way of an intro.

"No chance," bellowed Stockport's first heckler of the night.

"Well fine, let's kick off and see how it goes. Let's go back to causing moral outrage in the traditional manner."

But if it was ever going to be a contest between Carr and the hecklers, the comic won hands down. The audience were too interested in laughing and shouting out rude words to pass judgment. Carr almost seemed disappointed by how tame they were.

He asked one member of the audience what she did for a living.

"Teacher," she said.

"Teachers work so hard," he said sympathetically. Pause. "Five-hour days, half a year."

"At least we pay tax," she shrieked. But it seemed more in delight at the recognition than in judgment.

"What's the worst present anybody's ever bought you?" he asked the audience.

"A ticket for tonight," said a man close to the front.

"What do you do?" asked Carr.

"Tax inspector."

Carr blinked and responded: "Well you've not been doing a very good job. You better get your finger out." The audience cheered.

When one woman told him she was a banker, he said that normally he'd get on his high horse and make a few jokes at her expense. But he acknowledged this was not the right occasion.

So he got on with what he did best – causing offence. We could be listening to a triple X-rated Bob Monkhouse on acid. The filthy one-liners keep coming, delivered with headache-inducing expertise. Anal sex, blowies, hand jobs, bestiality, coprophilia and back to anal sex.

Carr is not what you'd call an issues comic. Some of the jokes are funny, most are impossible to repeat in a newspaper. As he says (and as Bernard Manning used to say) he is an equal opportunities offender so he'll take the piss out of anything – disabled kids, fat people, lesbians, fat, disabled lesbians. Much of it is a postmodern version of what the reactionary comics of the 70s gave us in the working men's clubs. "I love a blow job off the missus. Oh, the peace and quiet." "Not all fat people are jolly. Some are women." "Not all gay people are camp and funny. Some are lesbians." "A problem shared is a problem halved. Well it wasn't with Aids." At the end of most jokes, or midway through, he laughs like a seal. "Ha-ha-ha-ha-haaaaaa!"

To be fair, Carr is also a target of his own jokes. But he is careful to appear as Carr the pervert, a carefully honed persona, and never Carr the man who doesn't like to pay tax. "Ten per cent of women have cried in shop changing rooms. I guess they didn't expect to find me there."It's so embarrassing how I always have the biggest penis in the gym changing room. Then again, I'm the only one with an erection."

Towards the end of the evening he asked if there was anybody who had not been offended, and a few put their hands up. He looked disappointed and had another go. It was pretty much business as usual for Carr, with a few teaspoons of humility thrown in. When one fan shouted out he should be made chancellor, Carr replied "No, I have been a dick."

In a sketch on brand new thoughts, he came up with "a new accountant". The message was clear – any problem lies with professional advice, not my personal morality.

It would have been brave if he had addressed the issue, explained why he had not paid his full share of tax and why he now thought it was wrong. It would have sufficed if he'd just written some new jokes that incorporated his embarrassment. But tax doesn't fit neatly with lezzas and fatties and blowies. And Carr has never been a comedian of the heart or soul, and was never going to become one overnight.

At the end he thanked the audience again and said he felt humbled.

"Because the best phrase I can think of of to explain how I was feeling would be 'fucking shitting it'." And one last thing, he said, he just wanted to clear up a potential misunderstanding. "Sometimes after the show girls think I'm buying them a drink because I'm just a nice guy. Ha-ha-ha-ha—haaaaaa! Oh no."

Thousands of British expats are on the brink of losing everything after being duped by unscrupulous financial advisers.

 

The cowboys have persuaded thousands of  our vulnerable pensioners — many in their 80s and 90s — to give up huge stakes of their property in exchange for investments that will never make a penny. 

The schemes are often sold by rogue financial advisers who exploit weak consumer laws on  the Continent by falsely claiming to be bona  fide accountants.

Most of the victims are Britons who retired to Spain or France and wanted to use the cash in their homes to help with soaring living costs. 

John Parsons, founder of the Costa del Sol Action Group that is helping some of the victims in Spain, says: ‘The effect of all this worry is enormous. The stress has brought on a lot of serious health issues and they are extremely worried about their futures.

‘These people were not greedy or stupid. They were on fixed pensions and being financially squeezed, so jumped at the possibility of solving that situation.’

The latest crisis follows a Money Mail  investigation in 2008, which exposed how hundreds of British pensioners living on the Costa del Sol had gambled their homes in a risky equity-release scheme run by failed Icelandic bank Landsbanki.

Now we can reveal how thousands more pensioners have fallen for other risky equity-release schemes on the Continent and are being hounded by banks demanding hundreds of thousands of pounds.

 

 PREYED ON BY  ROGUE SALESMEN

During the property boom at the start of this century, around 100,000 pensioners left Britain to live out their days in southern France and Spain — attracted by a warmer climate and cheaper way of life.

Many had a small pension, but hundreds of thousands of pounds from the sale of their UK home, which had soared in value over their lifetime.

This money was used to supplement their incomes and buy a new home abroad. But soon after they moved, the cost of living in some areas soared as hundreds of thousands of Britons and Germans bought second homes.

Many pensioners found they needed extra cash, and became easy prey for unregulated financial advisers who had left Britain to tap into the new wealth in these regions. 

Local rules meant they were able to act unchecked, selling investments from banks based anywhere in the world.

Sometimes they claimed to be chartered accountants, but were not — many had never even registered with local authorities. 

In Spain in particular, these advisers could largely sell whatever they wanted — including types of investments and equity-release schemes outlawed in the UK. These paid handsome commissions that could net advisers a £50,000 payday.

Banks offering equity-release loans included Icelandic bank Landsbanki, Scandinavian banks Nordea and Sydbank, and UK private bank Rothschild. However, Money Mail understands they are not the only banks involved.

The majority of victims were told they could borrow the entire value of their property. The loan would incur interest, typically of up to 6.5 per cent. It meant that after ten years, a €500,000 (£412,667) loan would balloon to €681,240 (£562,251). To offset this, a large chunk — usually around 75 per cent of the loan — would be invested in a fund sold by the adviser. 

Pensioners were told returns would be so good that not only would they cover the interest on the equity release, but give the borrowers a little extra to spend.

INVESTMENTS THAT TURNED TOXIC

But the promises made turned out to be very different to the theory. This meant returns did not cover the cost of the interest repayments on the equity release. 

As the fund fell in value, it ate into the capital that borrowers needed to repay the debt. Charges for fund managers and commission also reduced the returns further. 

Worse was to follow when house prices in Spain fell. They had risen by 44 per cent between 2004 and 2008, when many of the victims had bought their homes. They have since plummeted by around 20 per cent.

Those who had borrowed almost all of their property value were soon in negative equity — where the value of the property value was less than the money owed on it — leaving them unable to sell to clear their debt. 

In theory the borrowers were expected to pay off their loan at the end of four years. But because the value of the investments plunged so low, it triggered small print in the equity-release contract that allowed banks to demand repayment early.

In the case of those expats with Landsbanki, the bank collapsed and the investment fund was snatched by company liquidators. Then a further problem struck — the value of the pound plunged against the euro. 

Many of the victims were paid pensions in pounds and relied on converting the money into euros every month. The drop meant the value of their pensions fell by a third.

RETIREMENT DREAMS LEFT SHATTERED

Campaigners estimate thousands of British pensioners have lost money through these schemes. Former actress Julia Hilling, 88, fears her home will be swallowed up in repayments to her mortgage from Rothschild Bank.

She was sold the mortgage in 2005 by a Malaga-based British financial adviser. Today, this company is classed as unauthorised by the Spanish authorities. Her property was valued at €300,000 (£249,966) and she took out a loan for €262,000 (£217,827). Around €17,000 (£14,138) was used for living expenses and she put €245,000 (£203,693) in an investment fund. 

Tempted: Julia Hilling, pictured was an actress in the 1940s, says she went for a scheme because she needed to pay bills

Mrs Hilling, who starred in musicals in the Forties and in revues with Sir Bruce Forsyth at the Windmill Theatre, London, had never invested or even had a mortgage before. 

Since 2005, the fund has plunged by around a third and will no longer cover her mortgage. She owes €330,000 (£274,362) and the debt continues to grow. Mrs Hilling says she is unable to cover these costs and fears the bank will take her property when she dies.

‘I needed the money desperately to pay everyday bills while I was out here, as I didn’t want to rely on my family,’ she says. 

Rothschild told Money Mail it would not repossess Mrs Hilling’s home. It stressed it had not sold the investment to her and was not demanding repayment nor had it paid commission. It urged her to contact the bank. 

Another victim is Eric Mould, 64, who after a career in sales moved to a seaside villa in Puerto Banus, near Malaga, in 2007. He and his wife Mary, 60, sold their four-bedroom detached house in the UK to buy a three-bedroom villa with a swimming pool for €1,188,000 (£990,000).

But five years later they are living in a friend’s flat in the town and battling to pay €2,100 (£1,745) a month in mortgage repayments to Danish bank Nykredit.

Shortly after arriving in Spain, the couple borrowed €1 million against their villa with the bank. They say the British financial adviser who sold them the equity-release mortgage told them it would be a ‘win-win’ situation.

They were told they could free up hundreds of thousands of pounds from the mortgage, and the fund would pay off the loan. They believed the investment they were sold separately through Danish bank Sydbank would leave a little extra to boost their pensions.

To cover the mortgage, the Moulds have rented out their dream home. Their friend is letting them live rent-free in the apartment. The couple fear it is only a matter of time before their home is repossessed. And because property values have dropped, they could lose up to €300,000 (£249,966)

‘This has totally devastated us. It is heart-breaking — we face losing the home we worked for a lifetime to buy,’  says Mr Mould. 

Sydbank would not comment on  the case.

Others who took out equity-release schemes with collapsed Icelandic bank Landsbanki have been told it will settle — as long as they pay part of the money owed, in some cases hundreds of thousands of pounds.

One couple, Linda and Frances Barlow, aged 63 and 75, who live in Nice in the south of France, believe the bank’s liquidators will repossess their home by May unless they stump up €1.3 million (£1.08 million).

The liquidators proposed a compromise deal, but it would have required the couple to find €500,000, which they do not have.

The Barlows took only a small proportion of the loan as cash. The rest was invested by the bank, and lost when it collapsed in 2008.

‘We wanted some cash to renovate,’ says Mrs Barlow, a musician from London. ‘We didn’t want to take out a big loan, but the financial adviser told us we were foolish to be sitting on an asset and that we should get an equity release to have an income. Now we are going to lose everything.’

Pensioners fight to keep their homes

Scores of pensioners have launched legal action against the banks and financial advisers who sold them the loans. Solicitor Antonio Flores, of Spanish law firm Law Bird, who is representing some of them, says: ‘Many people are left with huge bills and in fear of losing their homes.’

In February, the European Commission announced plans for an independent ombudsman to deal with mis-selling cases against financial advisers working in the Costa del Sol.

Meanwhile, the Foreign and Commonwealth Office has issued official warnings about mortgage schemes advertised as a way of cutting tax bills.

Any expats thinking of signing up to an equity-release scheme in Spain should check the company is registered with the agency in charge of the Spanish stock market, the Comision Nacional del Mercado de Valores (CNMV).

It will also provide a list of companies that are not authorised to operate in Spain and those that have warnings issued against them. 

Remember to seek independent legal advice before signing a contract.

If you believe you have been a victim of a fraud involving an equity-release scheme, then register a statement with the police.

Seek independent legal advice about taking action through the courts.

If you wish to complain about the performance of your investments, you should first complain to the equity-release company.

After two months, if you are not happy with the response, take your complaint to the Spanish Investors’ Complaints Office: Oficina de Atención al Inversor, Miguel Ángel 11, 28010 Madrid. 

There is also an office at Paseo de Gràcia, 19, 4ª Planta, 08007 Barcelona.

THE FIGHT TO KEEP THEIR HOMES

Easter airport 'gridlock' warning

 

Airlines have warned the Home Secretary that Britain "risks gridlock" at airports including Heathrow and Gatwick over the Easter break due to staff shortages. More than 370,000 passengers will leave Heathrow airport between Good Friday and Easter Monday, and 200,000 will pass through Gatwick. A spokesman for Heathrow owner BAA told the Daily Telegraph: "Immigration waiting times during peak periods at Heathrow are currently unacceptable and we have called on the UK Border Force to address the problem as a matter of urgency. "There isn't a trade-off between strong border security and a good passenger experience. UK Border Force should be delivering both." Meanwhile, Britons attempting to travel by rail and road face delays because of engineering works taking place on motorways and train lines. Stretches of the M1 and M25 will be affected, and the seven million passengers travelling by train over the weekend will see disruption to travel to and from Euston, King's Cross, Liverpool Street, and Waterloo stations in London. British Airways and Virgin Airlines are among 11 firms that have written to Theresa May in anticipation of "unacceptable" delays to hundreds of thousands of passengers travelling over the long weekend. The UK Border Agency is under fire for a lack of staff able to carry out full security checks, which the airlines say must result in a recruitment drive or the relaxing of some of the more stringent measures currently in place. A spokeswoman for Virgin Airlines said: "While the decision on what level of check should be made at the border is, of course, a matter for Government, we are concerned that there is currently a mismatch between policy and resource. "After years of reducing frontline staff, returning to a 100% check system will undoubtedly mean lengthy queues at UK airports over critical holiday periods such as Easter and the Diamond Jubilee."